Debt Reduction or... Bankruptcy?

Did you know that over 70% of all bankruptcies filed in 1999 could have been avoided through credit counseling? (Source: Forbes Magazine). In fact, there is now legislature in place which if passed, would mandate that anyone petitioning to file for bankruptcy must first participate in credit counseling.

Beware of Attorney's that solicit individuals to file for bankruptcy just so they can collect a fee. These attorneys rarely have anyone's best interest in mind (except there own of course).

Bankruptcy can be devastating to one's credit making it very difficult to obtain meaningful credit in the future. When someone files for bankruptcy everyone loses! The creditor, consumer and our economy.

Our credit counselor's are trained to help people avoid bankruptcy at all costs. Your creditors would prefer you participate with a credit counseling company rather than you filing for bankruptcy. Just ask them!

Your assigned credit counselor will tailor a payment plan for you that allow you to satisfy your creditors, and meet your own living expenses.

Our debt consolidation program is quickly becoming the fastest and most efficient way for Americans to eliminate excessive consumer debt. If you are considering bankruptcy as an option click here and find out why our programs may be a better alternative.